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   Some NJ residents are furious that FEMA failed them because it doesn't cover second homes and isn't a replacement for private insurance

06 Nov 2012 11:01 AM   |   13411 clicks   |   NJ.com
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ThatGuyGreg     
TFA:

FEMA won't award grants for damage to second homes.

Good. Fark 'em, that's what insurance is for.

It won't duplicate benefits paid by private insurance, so homeowners must settle claims before FEMA will evaluate, said FEMA Administrator Craig Fugate.

Also good.

And most of its recovery aid comes in the form of low-interest disaster loans, he said.

I'm ok with that too. Being a victim isn't winning the lottery; you still have to be a grownup.

06 Nov 2012 09:27 AM
JacksonBryan    [TotalFark]  

ThatGuyGreg: TFA:

FEMA won't award grants for damage to second homes.

Good. Fark 'em, that's what insurance is for.

It won't duplicate benefits paid by private insurance, so homeowners must settle claims before FEMA will evaluate, said FEMA Administrator Craig Fugate.

Also good.

And most of its recovery aid comes in the form of low-interest disaster loans, he said.

I'm ok with that too. Being a victim isn't winning the lottery; you still have to be a grownup.


Done. Absolutely agreed.

06 Nov 2012 11:02 AM
j0e_average     
Thread over. Boobies said it all.

06 Nov 2012 11:04 AM
themasterdebater     
Well this thread is over quick.

06 Nov 2012 11:04 AM
Hack Patooey    [TotalFark]  

JacksonBryan: ThatGuyGreg: TFA:

FEMA won't award grants for damage to second homes.

Good. Fark 'em, that's what insurance is for.

It won't duplicate benefits paid by private insurance, so homeowners must settle claims before FEMA will evaluate, said FEMA Administrator Craig Fugate.

Also good.

And most of its recovery aid comes in the form of low-interest disaster loans, he said.

I'm ok with that too. Being a victim isn't winning the lottery; you still have to be a grownup.

Done. Absolutely agreed.


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06 Nov 2012 11:06 AM
iheartscotch     
Oh FEMA; why can't you magically drain water instantly? Why can't you just cut me a check for my third house?

/ FEMA; it's not the lottery

06 Nov 2012 11:06 AM
das     
I blame Bush.

06 Nov 2012 11:07 AM
kcfarker     
What? No!!! The outrage...

/wish I had a second home so I could biatch about it.

06 Nov 2012 11:07 AM
Nubian Jim     
Heck of a job, Brownie.

06 Nov 2012 11:09 AM
AlphaTwin     

ThatGuyGreg: TFA:

FEMA won't award grants for damage to second homes.

Good. Fark 'em, that's what insurance is for.

It won't duplicate benefits paid by private insurance, so homeowners must settle claims before FEMA will evaluate, said FEMA Administrator Craig Fugate.

Also good.

And most of its recovery aid comes in the form of low-interest disaster loans, he said.

I'm ok with that too. Being a victim isn't winning the lottery; you still have to be a grownup.


Agree 100% Nicely done.

06 Nov 2012 11:09 AM
davidphogan     
Why would someone let an automated system drive them to tears without trying to reach an agent and clarify things?

06 Nov 2012 11:09 AM
meatofmystery     
even in a disaster, these people live in their own reality

06 Nov 2012 11:10 AM
super_grass     
Remember when Fark collectively shat its pants when Ron Paul suggested that people buy insurance after the Tennessee flooding?

What happened to that "we don't need no corpurashuns" attitude now?

06 Nov 2012 11:10 AM
Snarfangel    [TotalFark]  

j0e_average: Thread over. Boobies said it all.


Boobies are awesome that way.

06 Nov 2012 11:10 AM
TofuTheAlmighty     
A bunch of affluent people, who likely vote GOP, complaining that the government won't give them handouts.

This is surprising not in the slightest.

06 Nov 2012 11:10 AM
Nick Nostril     
ThatGuyGreg:

Agreed. If they want more than that, then I say "GFY".

/oh, and so sorry about your goddamn second, third, or fourth homes

06 Nov 2012 11:10 AM
fluffy2097     
This is really showing what entitled assholes many people in NYC and NJ are.

06 Nov 2012 11:11 AM
indarwinsshadow     
Let's get this straight. Americans don't like big government, and think universal health care is "commie"...but you want your government to bail you out when you don't have house insurance? Am I missing something..did I read that wrong?

06 Nov 2012 11:13 AM
jodaveki     
Boot-strappy attitudes, I tell ya.

06 Nov 2012 11:13 AM
cig-mkr     
Flood insurance, how does that work again?

06 Nov 2012 11:14 AM
CruJones     

indarwinsshadow: Let's get this straight. Americans don't like big government, and think universal health care is "commie"...but you want your government to bail you out when you don't have house insurance? Am I missing something..did I read that wrong?


It's a blue state

06 Nov 2012 11:16 AM
Warthog    [TotalFark]  
This bad news.

For Obama.

06 Nov 2012 11:16 AM
mjohnson71     
I very little sympathy for people who built vacation homes right by the ocean and just a few feet above sea level.

06 Nov 2012 11:17 AM
foxyshadis     

super_grass: Remember when Fark collectively shat its pants when Ron Paul suggested that people buy insurance after the Tennessee flooding?

What happened to that "we don't need no corpurashuns" attitude now?


No, because that only happened in your imagination.

06 Nov 2012 11:18 AM
Quick Fixer     
WHY AM I PAYING ALL THIS TAX IF THE GOVERNMENT WON'T PROTECT MY HOME AWAY FROM HOME WHARGARBL

06 Nov 2012 11:18 AM
Rapmaster2000     
Well, that's typical. White people can't get any help, but black people can get all the strip club boogie woogie money they want.

Welcome to Bushbama's America!

06 Nov 2012 11:18 AM
Valiente     
So is Obama or the Jews or the mainstream liberal media responsible for me building a house next to an angry ocean?

Because my SUV won't start and boo-hoo, etc.

06 Nov 2012 11:19 AM
you have pee hands     

indarwinsshadow: Let's get this straight. Americans don't like big government, and think universal health care is "commie"...but you want your government to bail you out when you don't have house insurance? Am I missing something..did I read that wrong?


It's almost like if you have 300,000,000 people in the country you can find someone to wholeheartedly give whatever dumb comment dovetails best with whatever point you want to make.

06 Nov 2012 11:19 AM
brantgoose    [TotalFark]  
Ho-Hum!

White people problems are so much duller than dead black people floating face down in toxic waste water for a week or two while the ineffectual, corrupt, and partisan feds do nothing and the stupid cracker police shoot willy-nilly at every non-white person they see, creating and maintaining the illusion that Africanized-American looters are shooting people when in fact most of the potential looters are quietly and sadly waiting for help seeing as they are the 47% and therefore fat, lazy, stupid, dependant, non-white Democratic Party voters, not bootstrapy strong Libertarian white men like the average looter.

Speaking of state-sponsored criminal classes, how are the super-rich and other Republicans holding out uptown? Do they take comfort that they have won the battle, even as they lose the war? Does the fact that the 47% downtown are starving, with power and unable to post to their Facebook and Twitter accounts console them for their losses on the political front?

After all, Katrina gave Republicans just what they wanted, as did the Bush administration. But with Obama in office, there's actually a snowball's chance in Hell poor people will receive, to use an unpopular four letter word, H-E-L-P, if only after the Election.

I hope they vote in record numbers. At least they'll be able to keep warmer in line for a polling booth. Maybe they can burn their ballots or use them for toilet paper. A good and proper use for ballots in a completely farked-up democracy, I feel and think.

Nature and God have once again shiat upon the Republican Party Platform. And I'm not just tallking about the Richard the Third standing there befuddled by so many lies he can't remember what he said a moment ago let alone yesterday.

06 Nov 2012 11:19 AM
Seacop     
Damn it Warthog

06 Nov 2012 11:20 AM
The more you eat the more you fart     
Ah, so now some of the same people that called the residents of New Orleans pathetic for expecting the feds to bail them out are learning what its like.

/karma is a real biatch sometimes huh?

06 Nov 2012 11:20 AM
super_grass     

foxyshadis: super_grass: Remember when Fark collectively shat its pants when Ron Paul suggested that people buy insurance after the Tennessee flooding?

What happened to that "we don't need no corpurashuns" attitude now?

No, because that only happened in your imagination.


You must not have much of a short term memory.

06 Nov 2012 11:21 AM
Deathfrogg     
This guy is all sorts of bent-out-of-shape. Five days since the hurricane and he's still waiting for his help. but it seems to me that people are far too used to instant gratification and don't realize that bureaucracy takes time.

Sorry about your house and your kids and wife man, but the reality is nobody wants to pay for these things, very likely including you. You are not the only person in the room, and there are probably a few folks who are worse of than you.

I'll bet a wooden nickel this idiot votes for Rmoney.

06 Nov 2012 11:21 AM
Snarfangel    [TotalFark]  

foxyshadis: super_grass: Remember when Fark collectively shat its pants when Ron Paul suggested that people buy insurance after the Tennessee flooding?

What happened to that "we don't need no corpurashuns" attitude now?

No, because that only happened in your imagination.


We don't need no corporations
We don't need no flood control
No tax dollars on the seashore
FEMA, Leave those homes alone!
Hey, FEMA! Leave those homes alone! 

/Sorry for the earworm

06 Nov 2012 11:23 AM
Tat'dGreaser     

indarwinsshadow: Let's get this straight. Americans don't like big government, and think universal health care is "commie"...but you want your government to bail you out when you don't have house insurance? Am I missing something..did I read that wrong?


A couple of idiots in NJ is not America

06 Nov 2012 11:23 AM
cefm     
Ass-hat of the year award goes to:
"I don't why that should matter. We pay into just like anybody else does," Ken Fisko said. "It's government funded, and we all know we fund the government."

If you don't pay for insurance on your second (ie. optional) home, then don't expect anyone to help you out when it is flooded. FEMA assistance is to keep people off the streets - by definition "second home" owners will not be on the streets.

06 Nov 2012 11:23 AM
Dr Dreidel     
I wonder how many are pissed that their homeowners' doesn't cover flooding/surge. READ YOUR DAMNED POLICY, PEOPLE.

FEMA is not your piggy bank. YOU buy private insurance, YOU must take appropriate steps to mitigate against COMPLETELY PREDICTABLE damages (like from flooding, if you live in a coastal area), and always assume that YOU are on the hook for rebuilding.

This must be that personal responsibility I keep hearing about.

And this guy: "We pay into just like anybody else does," Ken Fisko said. "It's government funded, and we all know we fund the government." should understand that FEMA/the government is not an ATM. The GOP may have been pushing this line that every dollar you pay into government needs to come back to you at your demand, but it simply does not work that way. FEMA is bound by the laws that created it, which say that second+ homes can get stuffed. If you can afford that second home near the coast, you should have been able to afford some insurance for it; maybe raised it on stilts or built a floodwall. FEMA has grants for non-disaster mitigation efforts - so feel free to use some of that money you sent in. Be a responsible citizen and know some things before you're literally picking up the pieces and relying on your government for help.

// seriously - mitigate, biatches
// $1 spent on mitigation saves $3 in recovery (on average)
// some ideas to help you get started
// specifically Katrina-related ideas

06 Nov 2012 11:26 AM
Mija     

Rapmaster2000: boogie woogie money


I laughed way too much at that.

06 Nov 2012 11:26 AM
Tat'dGreaser     
Wait.......are you telling me that Obama doesn't care about white people??

O_O

06 Nov 2012 11:27 AM
kvinesknows     

j0e_average: Thread over. Boobies said it all.


I love it when boobies talk

06 Nov 2012 11:28 AM
dennysgod     
Good, that money is for people who lost their only home, not their summer home.

06 Nov 2012 11:29 AM
thisiszombocom     

Nubian Jim: Heck of a job, Brownie.


That's racist.jpg

/ fartbongo

06 Nov 2012 11:29 AM
wantingout     
"The average age of the world's greatest civilizations from the beginning of history has been about 200 years. During those 200 years, those nations always progressed through the following sequence:

1. From bondage to spiritual faith;

2. From spiritual faith to great courage;

3. From courage to liberty;

4. From liberty to abundance;

5. From abundance to complacency;

6. From complacency to apathy;

7. From apathy to dependence;
8. From dependence back into bondage"

06 Nov 2012 11:29 AM
Skyred     
My third home was a beautiful 2 story 3000 sq foot beachfront home. Maybe if you farkers weren't so poor you'd understand how expensive it is to afford that

06 Nov 2012 11:31 AM
CygnusDarius     

j0e_average: Thread over. Boobies said it all.


Boobies speak?.

06 Nov 2012 11:32 AM
Englebert Slaptyback     

davidphogan


Why would someone let an automated system drive them to tears without trying to reach an agent and clarify things?


Some phone systems are wicked aggravating on a good day. If someone were already upset and emotional (e.g. due to a disaster), trying to navigate a craptacular menu might be enough to induce tears, especially if there is no obvious way to reach a live person.

06 Nov 2012 11:34 AM
PsyLord     

TofuTheAlmighty: A bunch of affluent people, who likely vote GOP, complaining that the government won't give them handouts.

This is surprising not in the slightest.


If these are the boot-strappy affluent GOP voting people that are complaining the sheer hypocrisy is mindblowing.

06 Nov 2012 11:35 AM
The Irresponsible Captain    [TotalFark]  
Speaking about parables about ungrateful snots:

A fellow was stuck on his rooftop in a flood. He was praying to God asking the government for help.

Soon a man in a rowboat came by and the fellow shouted to the man on the roof, "Jump in, I can save you."

The stranded fellow shouted back, "No, it's OK, I'm praying to God and he FEMA is going to save me."

So the rowboat went on.

Then a motorboat came by. "The fellow in the motorboat shouted, "Jump in, I can save you."

To this the stranded man said, "No thanks, I'm praying to God and he is going to save me. FEMA will do everything for me. I have faith."

So the motorboat went on.

Then a helicopter came by and the pilot shouted down, "Grab this rope and I will lift you to safety."

To this the stranded man again replied, "No thanks, I'm praying to God and he is going to save me. FEMA will send out a truckload of cash for my second home. I have faith."

So the helicopter reluctantly flew away.

Soon the water rose above the rooftop and the man drowned. He went to Heaven. went down. He finally got his chance to discuss this whole situation with God FEMA, at which point he exclaimed, "I had faith in you but you didn't save me, you let me drown didn't pay for everything ten seconds after the water left. I don't understand why!"

To this God FEMA replied, "I sent you a rowboat and a motorboat and a helicopter, what more did you expect?" 
 

/For some reason, this popped into my head.

06 Nov 2012 11:37 AM
Warthog    [TotalFark]  

Seacop: Damn it Warthog


What? What'd I do?

06 Nov 2012 11:37 AM
jmr61     
Soooooo, the people in the NE are learning what people IN EVERY OTHER PART OF THE COUNTRY ALREADY KNOW??????

Sorry for you loss folks but you are being treated properly.

Get this:

YOU LIVE AT THE BEACH. SOMETIMES IT STORMS.

06 Nov 2012 11:39 AM
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