Real News. Real Funny.

Comments

  • The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?
  • ZAZ: Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?


    It may be its own insurance policy altogether, as is the case with flood insurance or in my area mine subsidence insurance. Neither of which are a concern to me some 300 feet above the river's normal pool elevation and on top of mines abandoned in the 1920s, but general homeowners insurance will cover neither of those either.
  • That's going to save them a lot of time mowing.
  • :::POOF::: now your property is worthless.
  • Karst topography: not a place to build.
  • Bossk'sSegway: :::POOF::: now your property is worthless.


    Potential Landfill?
  • Neighbors, meanwhile, are scared. Some are thinking twice about purchasing protection against sinkholes.
    "That's why we're scrambling to get ours and because if it happens there, it's going to happen elsewhere," said neighbor Charles Mallo.


    Um, probably too late now.

  • nekom


    It may be its own insurance policy altogether


    "It may be its own insurance policy."
  • Guatemala City laughs at your sinkhole.

    blog.cheapoair.comView Full Size
  • JackieRabbit: Karst topography: not a place to build.


    If we listened to that, pretty much the entire state of Kentucky would be abandoned.

    Pretty much the entire state is Karst. Freaking caves and sinkholes everywhere. A decade and a half ago, they were building a vast new library at the University of Kentucky, right in the heart of town. Construction was delayed for months because a sinkhole formed right in the middle of the construction site and they had to stop and fill it in with a ridiculous amount of concrete. 

    Around here, it just happens. Not horribly often, but it happens.
  • Huh. I didn't know there was such a thing as "sinkhole insurance".
  • Wonder when the fine from the HOA will show up in the mailbox?

    /HOAs can DIAF!
  • Sinkhole, go home!

    /You're drunk
  • ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?


    what about volcano insurance?
  • FTFA: "It was about half that size," said Paul Padfield. "The depth is about twice as deep as it originally was."

    As a matter of fact, its depth was originally zero. Now it's twice that!
  • ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?


    Came here to comment about Sinkhole insurance.. Sounds like some shady bullshiat an insurance company would pull

    Homeowner: "Thank god I have home insurance"

    Insurance company: "Can I see that policy ma'am?"

    ....

    Insurance company: "Hmm, yeah... It looks like you're not covered for sink holes"

    Homeowner: "But it doesn't say you don't cover them"

    Insurance company: "That's called our out ma'am.. Would you like coverage now??"
  • Looks like a good spot for a Koi pond
  • ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?


    Yes, most florida policies allow you to choose it as an endorsement. Over on the east coast where you don't normally get them it might cost you $20 a year. If you live in west or central florida where they are prevalent The coverage will double your premium. I also imagine that of you have a mortgage, the bank will require it anyway.

    It is that expensive because of real sinkholes and because of fraud. Unscrupulous public adjusters will troll neighborhoods looking for things like cracks in stucco or driveways. Then they will knock on the door and try to get the homeowner to file a sinkhole claim, though 99% of the time it is just normal settling that causes these things. If the insurance co pays out, the PA gets a cut.
  • blatz514: ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?

    what about volcano insurance?


    Hey I have volcano insurance ... just because it comes with earthquake. Earthquake/volcano insurance is probably pretty much useless in Kansas City, but for $1.50 a year it doesn't hurt with the New Madrid on the other side of the state. If most likely won't hurt me, but for the price why the heck not.
  • hutchkc: blatz514: ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?

    what about volcano insurance?

    Hey I have volcano insurance ... just because it comes with earthquake. Earthquake/volcano insurance is probably pretty much useless in Kansas City, but for $1.50 a year it doesn't hurt with the New Madrid on the other side of the state. If most likely won't hurt me, but for the price why the heck not.


    I don't know what you're getting for $1.50 but I'm pretty sure it ain't earthquake insurance!
  • hutchkc: blatz514: ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?

    what about volcano insurance?

    Hey I have volcano insurance ... just because it comes with earthquake. Earthquake/volcano insurance is probably pretty much useless in Kansas City, but for $1.50 a year it doesn't hurt with the New Madrid on the other side of the state. If most likely won't hurt me, but for the price why the heck not.


    Huh, I didn't realize there was a fault there 'till I googled it.

    I learned something on Fark today!
  • Good thing I have cloud insurance. Just look at them up there... plotting.
  • Jument: hutchkc: blatz514: ZAZ: The Padfields moved in two years ago and don't have sinkhole insurance.

    Is there a checkbox on a Florida homeowner's insurance application to select or decline sinkhole coverage?

    what about volcano insurance?

    Hey I have volcano insurance ... just because it comes with earthquake. Earthquake/volcano insurance is probably pretty much useless in Kansas City, but for $1.50 a year it doesn't hurt with the New Madrid on the other side of the state. If most likely won't hurt me, but for the price why the heck not.

    I don't know what you're getting for $1.50 but I'm pretty sure it ain't earthquake insurance!


    It all depends on where you live. Since I don't think a volcano or earthquake has ever affected this area it's dirt cheap. Tornado/Storm insurance on the other hand isn't that cheap. All depends on where you live.
  • Yet another reason not to live in the mosquito-infested bug-ridden swamp.
  • Load 25 of 56 newer comments

This thread is closed to new comments.