Real News. Real Funny.
ZAZ: Robert contacted AAM was shocked to learn his $150 in back payments had ballooned to more than $1300.There is nothing HOA-specific about this. You probably have a credit card or student loan agreement saying if you are a penny short or a day late they can hire the entire staff of the biggest NYC law firm to fly from Laguardia to Newark via China to stomp on you at your expense.Fixes to the system probably have to come by statute, so these stories are useful even when the debtor is going to lose. In Massachusetts one of the papers ran a series on debt collection practices. The result was some minor changes to the law, most importantly raising the vehicle exemption from a few hundred to several thousand dollars. If your car is worth less than $7,500 the creditor can't hold it hostage as a debt collection tool. (The trick was, seize a $2,000 car over a $300 debt, sell it for $300, charge the debtor $600 in sheriff's and auction fees, and leave the debtor $300 deeper in the hole and some friend of the sheriff $1,700 richer.)
Another HOA hater thread?
Derwood: HOA's don't make up these rules. Condo/HOA powers are usually pretty clearly encoded in state law.
themeaningoflifeisnot: Don't like HOAs? Don't choose to live under one.
mpfjr: HOA's exist for a reason. HOA communities typically have higher resale values because the neighborhoods are kept up and idiot neighbors are fined for breaking the rules. When you buy a house you have to sign a document that says you know there is an HOA and you agree to abide by the terms and rules. Part of that is what happens when you don't pay your dues.Don't like it? HOA boards are elected. Next time there is an election get that seat filled by someone that agrees with you or run yourself. Most HOA meetings are every other month. Nobody shows up. Lucky if there are even enough board members to make quorum. Get involved! Change management companies if you don't like their practices. Decisions are made by those who show up.Don't want to get involved? Pay your HOA dues or move out. Pretty simple.
Warlordtrooper: themeaningoflifeisnot: Don't like HOAs? Don't choose to live under one.Then it should be made optional when purchasing a home
Endive Wombat: I see this from two different sides...guy agreed to live in an HOA and adhere to their rules, including paying the dues. On the other hand, this guy could lose his home over a few back dues/crazy fees? Come on people! Totally unacceptable.I do think that there should at least be some kind of protection for homeowners against overly aggressive HOAs. I mean, missing one payment then it suddenly ballooning to $1300 then potentially forcing the homeowner to sell the house to settle the debt? Horseshait.
Knucklepopper: Derwood: HOA's don't make up these rules. Condo/HOA powers are usually pretty clearly encoded in state law.FTFA:Robert hired his own attorney, Roger Wood, who told 3 On Your Side that he's discovered thousands of liens and lawsuits that he claims were wrongfully filed against Arizona homeowners, like the Leathams.The lawsuit says he's found 2,000 claims he says were wrongfully reported to the Recorder's Office in Maricopa County. I want to know what process the LLCs were supposed to follow.
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